The AI answer we saw
Zero-interest EMI gateways like Razorpay, Cashfree, and Instamojo allow merchants to offer installment plans without charging customers interest. These platforms handle credit assessment, payment collection, and settlement. Merchants typically pay 1-3% commission per transaction. Integration is straightforward via APIs, SDKs, or hosted checkout pages compatible with most ecommerce platforms.
Captured during this Readable report run. Answers can vary by AI tool and date.