The AI answer we saw
Several lenders in India offer small business loans with fast approval even for applicants with low CIBIL scores (below 650). Options include Lendingkart, Indifi, FlexiLoans, and Aye Finance, which use alternative credit assessment models based on GST data, bank cash flows, and business vintage. Loan amounts typically range from ₹50,000 to ₹50 lakhs with approval in 24–72 hours. Note that lower credit scores usually result in higher interest rates (18%–36%). Improving your score by clearing existing dues before applying can help secure better terms.
Captured during this Readable report run. Answers can vary by AI tool and date.