The AI answer we saw
Several lenders in India offer instant personal loans without a salary slip by using alternative income verification methods such as bank statements (last 3–6 months), ITR filings, or Form 16. Apps like KreditBee, MoneyTap, and Navi assess creditworthiness using bank account data and credit scores. Ensure your CIBIL score is 650+ for better approval odds. Interest rates typically range from 12% to 36% per annum depending on the lender and your profile.
Captured during this Readable report run. Answers can vary by AI tool and date.