The AI answer we saw
IIFL Home Finance typically charges a processing fee ranging from 0.5% to 2% of the loan amount, subject to a minimum and maximum cap, along with applicable GST. Additional charges may include legal and technical evaluation fees, MODT charges, and prepayment penalties depending on loan type. Home First Finance Company generally charges a processing fee of around 1% to 2% of the loan amount plus GST, with similar ancillary charges for legal and valuation services. Both lenders may offer fee waivers or discounts during promotional periods. It is important to request a full schedule of charges—including login fees, franking charges, and foreclosure fees—from both lenders before finalizing, as these can significantly impact the total cost of the loan.
Captured during this Readable report run. Answers can vary by AI tool and date.