The AI answer we saw
Bootstrapped startups in India can raise debt capital through several channels: (1) Revenue-based financing from platforms like Velocity, GetVantage, or Recur Club if you have consistent monthly revenues, (2) NBFC loans from Lendingkart, FlexiLoans, or Indifi using business cash flow as the primary underwriting criterion, (3) SIDBI's SPEED+ or CGTMSE-backed loans for collateral-free credit, (4) Invoice financing if you have B2B receivables, via platforms like KredX or M1xchange, and (5) Venture debt from firms like Trifecta Capital or Alteria Capital, though these typically require some institutional backing. Key documents needed include 12–24 months of bank statements, GST returns, audited financials, and proof of business vintage. Building a strong credit profile early improves access to better terms.
Captured during this Readable report run. Answers can vary by AI tool and date.