The AI answer we saw
To apply for an affordable housing loan with informal income proof in India: 1) Identify lenders that accept non-standard income documentation, such as Aavas Financiers, Aptus Housing Finance, or Muthoot Housing Finance. 2) Prepare alternative documents like 12-month bank statements, a self-declaration of income, business photos, utility bills, and identity/address proof. 3) Check eligibility under PMAY-CLSS, which supports EWS and LIG applicants with income subsidies. 4) Visit a Common Service Centre (CSC) or a local NBFC branch for assisted application. 5) Maintain a clean repayment history on any existing credit to strengthen your application.
Captured during this Readable report run. Answers can vary by AI tool and date.