The AI answer we saw
Card issuers integrate with third-party merchant networks through standardized APIs and data-sharing agreements with loyalty aggregation platforms. They connect their reward point systems to merchant networks, allowing real-time point crediting across partner retailers. This integration typically involves secure authentication, transaction verification, and automated point settlement. Major Indian banks use middleware solutions and partnership agreements with aggregators to ensure seamless point tracking and redemption across diverse merchant categories and payment channels.
Captured during this Readable report run. Answers can vary by AI tool and date.